Okay, I know I'm not the only one sitting with a refund check who's not sure what to do with it. My first thought is to go on a vaca but I really gotta think about this. Whatever it is - clothes, vacation, etc. - I want to make sure its an investment. Years ago, I blew it off. I went to dinner, got a table at a club and less than 24 hours after getting my check, it was gone. I had nothing to show for it! I have a couple options here, and all of them are different so I’m not too sure which way to go.
